Voluntary Benefits

“Today, a series of challenges is confronting employers as they seek to continue to offer quality benefits to their employees. Demographic, economic, regulatory and legal forces have worked to raise the costs of benefit plans resulting in a marked shift in the composition of labor compensation. Unlike growth in wages and salaries, over which an employer exercises control, growth in benefit costs is becoming less predictable over time with fewer levers on which firms can act to control spiraling costs. These challenges have left employers struggling with the dilemma of how to balance the need to control the cost of benefit plans with the need to attract and retain top talent.”

– The American Workplace 2005:
The Changing Nature of Employee Benefits

Jim Mooradian is a registered representative of New England Securities Corp. Securities and Investment Advisory Services offered through New England Securities Corp, Boston, MA 02116, a broker/dealer (member FINRA, SIPC) and a Registered Investment Advisor, licensed in AZ, CA, CO, CT, FL, GA, IL, MA, MD, ME, MI, NC, NE, NH, MJ, NY, OH, OR, PA, RI, TX, UT, VA, VT, and WA Jim Mooradian and Associates, Inc. is a separate entity from New England Securities and New England Financial. New England Financial is the service mark for New England Life Insurance Co., Boston, MA, and related companies. New England Financial and New England Securities do not provide specific tax or legal advice. To obtain such guidance please consult your personal tax or legal advisor. Most insurance policies contain exclusions, limitations, reductions of benefits, surrender charges and terms for keeping them in-force. Please note that not all products and services are available in all states. Note the TPA services provided by Jim Mooradian & Associates, Inc are not affiliated with NES or any of its affiliates. Compliance # L#03083954[exp0409][All States]